Automatically convert PDF bank statements into underwriting scorecards. Remove non-qualifying revenue, detect fraud, and get decisions in minutes — not days.
No complicated software to install. Send a bank statement, get an underwriting scorecard in seconds.
Email a PDF bank statement or .zip file to our encrypted servers via eConvert.
Smart algorithms process and reconcile transactions with 99% accuracy in seconds.
Receive a clean underwriting scorecard — non-qualifying revenue flagged, fraud alerts included.
Whether you fund MCAs or mortgage loans, MoneyThumb integrates into your workflow in minutes.
Analyze bank statements and other financial documents into an instant scorecard. Determine credit worthiness and get to an approval in minutes, not days.
Learn More →Evaluate financial documents and get an underwriting scorecard instantly with automated document processing and fraud analysis. Built for speed and scale.
Learn More →Ideal for bank statement and asset-based loans and other non-QM loans. PDF Insights and Thumbprint save you time and money while mitigating risk.
Learn More →PDF Insights and Thumbprint work together to give you complete underwriting analysis with instant fraud detection.
Convert PDF bank statements into clean, structured data. Our algorithms reconcile 95% of all statements with 99.9% accuracy — automatically.
Catches document manipulation and fraud that underwriters miss. Scans for altered transactions, inconsistencies, and red flags — in seconds.
Simply send an email with a PDF or .zip attachment to our encrypted servers and get your scorecard back in seconds. No software, no setup.
Convert PDF and CSV bank statements directly into QuickBooks, Quicken, spreadsheets, and more. Built for accounting professionals and small businesses.
From MCA funders to mortgage underwriters — here's what customers are saying.
"We started working with MoneyThumb about 6 months ago. Our underwriters like the bank analysis — it saves them a ton of time vs. having to do everything by hand. We are very pleased so far with how much time we are saving."
"Once we started using MoneyThumb to process our applications, it increased underwriting throughput measurably. Our underwriters used to be able to process 8–10 files a day. It has more than quadrupled in some cases."
"MoneyThumb's customer service is great. We had been using a different company for almost 3 years. It's saving us a lot of money. We just started using the fraud tool and it caught some stuff our underwriter missed."
The numbers speak for themselves.
Tour a live demo and get all your questions answered. No commitment, no pressure — just a clear look at what MoneyThumb can do for your team.
Modern OCR tools convert raw statements into structured, analyzable data — making it far easier to spot patterns that don't align with a business's typical cash flow.
Traditional lenders lose deals not because of rates — but because of speed. The biggest delay usually sits in document review, not decision-making.
Fraud today is more subtle — small inconsistencies repeated across documents. Manual review can't keep up at scale.
AI tools can now generate highly realistic financial documents. Modern OCR systems address this by analyzing structure, not just text.
Once OCR is fully implemented, the biggest change is consistency — every application gets the same level of analysis, which is almost impossible to maintain manually.